Resources

The More You Know. The More You Grow.

Check out a wealth of material from our library of resources.

Select Resource Category

Clear Filter
  • What’s Going on with Home Prices? Ask a Professional.

    If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing dow…

  • Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market

    There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for you…

  • Winter Home Selling Checklist [INFOGRAPHIC]

    Some Highlights As you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. This list will help you get started, but don’t forget, a real estate professional will provide…

  • What You Want To Know If You’re Pursuing Your Dream of Homeownership

    If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of…

  • Why There Won’t Be a Flood of Foreclosures Coming to the Housing Market

    With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening…

  • 3 Ways You Can Use Your Home Equity

    If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. Acc…

  • Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays

    Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to…

  • Home Sweet Home: The Emotional Benefits of Homeownership [INFOGRAPHIC]

    Some Highlights While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater pri…

  • Thank You for Your Support

  • What Buyers Need To Know About the Inventory of Homes Available for Sale

    If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market.

  • What Homeowners Want To Know About Selling in Today’s Market

    If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’…

  • Mortgage Rates Will Come Down, It’s Just a Matter of Time

    This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average…

  • Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC]

    Some Highlights You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate profe…

  • More People Are Finding the Benefits of Multigenerational Households Today

    If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generatio…

  • Top Questions About Selling Your Home This Winter

    There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the d…

  • Why It May Be Time To Add Newly Built Homes to Your Search

    If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built hom…

  • Home Equity: A Source of Strength for Homeowners Today

    Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says:

  • How To CONSTENTLY Dominate In Any Real Estate Market | Aaron Rian Ep. 132

    In this podcast episode, we have Aaron Rian on the show. Aaron has led the Rian Group and built the company from scratch to the industry powerhouse that is currently the #1 real estate team by sold volume and number of transactions in the l…

  • VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]

    Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make im…

  • VA Loans Can Help Veterans Achieve Their Dream of Homeownership

    For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.

  • What’s Ahead for Mortgage Rates and Home Prices?

    Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both m…

  • The Majority of Americans Still View Homeownership as the American Dream

    Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s expl…

  • How To Build an Empire In Real Estate | Chris Molenaar Ep 130

    Chris Molenaar was the first real estate agent to join eXp Realty in Saskatoon. He shares perspective on becoming a real estate agent, real estate marketing ideas + real estate lead generation. What’s my real estate agent day in the life? L…

  • Key Factors Affecting Home Affordability Today

    Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates hav…

  • Homeownership Wins Over Time [INFOGRAPHIC]

    Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwid…

  • Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.

    It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth, but it ma…

  • Sell Your House Before the Holidays

    As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or s…

  • 3 Trends That Are Good News for Today’s Homebuyers

    While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home.

  • Taking the Fear out of Saving for a Home

    If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.  And to…

  • Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]

    Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re…

  • Millennials Are Still a Driving Force of Today’s Buyer Demand

    If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for.

  • 3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008

    With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took pla…

  • Why Relationships Are Your Business

    How can you succeed in this changing real estate environment? You can pay for leads, but it might not be enough to sustain long-term success. The truth is that to become the best agent you can be, you need to make meaningful connections. If…

  • What Happens to Housing when There’s a Recession?

    Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a r…

  • Pre-Approval Is a Critical First Step on Your Homebuying Journey

    If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approva…

  • How To Scale Your Real Estate Business | Chris Craddock Ep. 128

    In this episode, Cliff talks with Chris Craddock, A nationally certified Life Coach with a Doctorate in Leadership, Chris Craddock is the driving force behind REI Revive, the host of the Uncommon Real Estate Podcast, a Realtor, and entrepre…

  • 3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]

    Some Highlights If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? An…

  • What’s Ahead for Home Prices?

    As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calli…

  • Should You Still Buy a Home with the Latest News About Inflation?

    While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recessi…

  • The Latest on Supply and Demand in Housing

    Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point.

  • The Emotional and Non-financial Benefits of Homeownership

    With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are j…

  • Tips For First-Time Homebuyers [INFOGRAPHIC]

    Some Highlights If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall. Connect with a lender to get pre-approved, prioritize your…

  • Perspective Matters When Selling Your House Today

    Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift that’s happening today and why…

  • Four Things That Help Determine Your Mortgage Rate

    If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rat…

  • What Are Experts Saying About the Fall Housing Market?

    The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall.

  • Saving for a Down Payment? Here’s What You Should Know.

    As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.

  • The Journey To Buy a Home [INFOGRAPHIC]

    Some Highlights When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to going house hunting, making…

  • Two Questions Every Homebuyer Should Ask Themselves Right Now

    Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and…

  • The Long-Term Benefit of Homeownership

    Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s importa…

  • The Cost of Waiting for Mortgage Rates To Go Down

    Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when y…

  • The Power Of Making Connections | Brady Tinker Ep. 127

    In this episode, Cliff talks with Brady Tinker. In his nearly 20 years covering the Cowboys as a TV show host and radio show host, He has developed a lot of cool relationships with players. Some were really “big name” players, and maybe…

  • How To Prep Your House for Sale This Fall

    Today’s housing market is different than it was just a few months ago. And if you’re thinking about selling your house, that may leave you wondering what you need to do differently as a result. The answer is simple. Taking the time upfr…

  • Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]

    Some Highlights If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers. Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typic…

  • If You’re Thinking of Selling Your House This Fall, Hire a Pro

    Today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor keep you updated and help you make the best decisions based on current market tr…

  • Why You Should Consider Condos as Part of Your Home Search

    The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may h…

  • How an Expert Can Help You Understand Inflation & Mortgage Rates

    If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one.

  • The True Strength of Homeowners Today

    The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeo…

  • Fall Home Selling Checklist [INFOGRAPHIC]

    Some Highlights When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen. Focus on tasks that can…

  • What Experts Say Will Happen with Home Prices Next Year

    Experts are starting to make their 2023 home price forecasts. As they do, most agree homes will continue to gain value, just at a slower pace. Over the past couple of years, home prices have risen at an unsustainable rate, leaving many to w…

  • Top Reasons Homeowners Are Selling Their Houses Right Now

    Some people believe there’s a group of homeowners who may be reluctant to sell their houses because they don’t want to lose the historically low mortgage rate they have on their current home. You may even have the same hesitation if you…

  • Watching the Stock Market? Check the Value of Your Home for Good News.

    While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past…

  • Leaders Developing Leaders! | Rachel Cahill Ep.126

    In this episode, Cliff talks with Rachel Cahill. Rachel is a nationally known, highly sought-after real estate and mortgage coach and trainer who has been in the mortgage and real estate industry for over 20 years. She designed and built ww…

  • Will My House Still Sell in Today’s Market?

    If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak inten…

  • A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]

    Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you…

  • Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market

    If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contin…

  • Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?

    The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace cau…

  • Three Things Buyers Can Do in Today’s Housing Market

    It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR):

  • Getting Your House Ready To Sell? Work with an Agent for Expert Advice

    In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in. They can help you think through…

  • Why It’s So Important To Hire a Pro [INFOGRAPHIC]

    Some Highlights If you’re thinking of buying or selling a home, you’ll want a trusted real estate professional on your side for their industry experience and expert insights. The right advisor utilizes the latest technology and can hel…

  • Should I Sell My House This Year?

    There’s no denying the housing market is undergoing a shift this season as buyer demand slows and the number of homes for sale grows. But that shift actually gives you some unique benefits when you sell. Here’s a look at the key oppor…

  • Expert Forecasts on Mortgage Rates

    If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but where will they go from here, especially as the market continues…

  • How Owning a Home Builds Your Net Worth

    Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home a…

  • Honoring the American Workforce

  • Founder and CEO of Workman Success Systems| Verl Workman Ep. 125

    LIVE ON CLIFF’S NOTES Thursday @ 1:00 PM CST ⭐️⭐️⭐️⭐️⭐️Verl Workman ⭐️⭐️⭐️⭐️⭐️ Verl Workman is the Founder and CEO of Workman Success Systems headquartered in Salt Lake City, Utah. Workman Su…

  • Here’s Why It’s Still a Sellers’ Market [INFOGRAPHIC]

    Some Highlights While buyer demand has moderated and housing supply has grown in recent months, it’s still a sellers’ market because inventory is low. The latest data shows sellers continue to benefit from serious buyers and competitiv…

  • New Homes May Have the Incentives You’re Looking for Today

    According to the U.S. Census Bureau, this year, builders are on pace to complete more than a million new homes in this country. If you’ve had trouble finding a home to buy over the past year, it may be time to work with your trusted agent…

  • Buyers: You May Face Less Competition as Bidding Wars Ease

    One of the top stories in recent real estate headlines was the intensity and frequency of bidding wars. With so many buyers looking to purchase a home and so few of them available for sale, fiercely competitive bidding wars became the norm…

  • What’s Actually Happening with Home Prices Today?

    One of the biggest questions people are asking right now is: what’s happening with home prices? There are headlines about ongoing price appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel…

  • A Trusted Real Estate Advisor Provides Expert Advice

    If you’re a homeowner or are planning to become one soon, you’re probably looking for clear information about today’s housing market. And if you’ve turned to the news or even just read headlines recently, you might feel like you’r…

  • What Would a Recession Mean for the Housing Market? [INFOGRAPHIC]

    Some Highlights If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us. In four of the last six recessions, home prices actually appreciated, only falling during the early 90s and…

  • Why You May Want To Start Your Home Search Today

    If you’re thinking about buying a home, you likely have a lot of factors on your mind. You’re weighing your own needs against higher mortgage rates, today’s home prices, and more to try to decide if you want to jump into the market. W…

  • Why Today’s Housing Inventory Proves the Market Isn’t Headed for a Crash

    Whether or not you owned a home in 2008, you likely remember the housing crash that took place back then. And news about an economic slowdown happening today may bring all those concerns back to the surface. While those feelings are underst…

  • What Sellers Need To Know in Today’s Housing Market

    If you’re thinking about selling your house, you may have heard about the housing market slowing down in recent months. While it’s still a sellers’ market, the peak frenzy the market saw over the past two years has cooled some. If you…

  • 3 Tips for Buying a Home Today

    If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like…

  • Why a Home Inspection Is Important [INFOGRAPHIC]

    Some Highlights If you’re buying a home, here’s what you should know about your home inspection and why it’s so important. A home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan…

  • Planning To Retire? Your Equity Can Help You Reach Your Goal.

    Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new stage of your life. And you’re not alone. Research from the Retirement Industry Trust Association (…

  • Experts Increase 2022 Home Price Projections

    If you’re wondering if home prices are going to come down due to the cooldown in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationw…

  • What Would a Recession Mean for the Housing Market?

    According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be…

  • The U.S. Homeownership Rate Is Growing

    The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year:

  • Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]

    Some Highlights Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter,…

  • What Does the Rest of the Year Hold for Home Prices?

    Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your h…

  • Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

    If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning off…

  • Selling Your House? Your Asking Price Matters More Now Than Ever

    There’s no doubt about the fact that the housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if you’re thinking of selling your house?

  • Why the Forbearance Program Changed the Housing Market

    When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, t…

  • From Retail To Millions In Real Estate! | Steve Andognini Ep.124

    In this episode, Cliff talks with Steve Andognini. After 20 years in retail, he had the opportunity and financial freedom to make a career change, and Steve obtained his Real Estate License in September 2021. He did not close his first tran…

  • Housing Market Forecast for the Rest of 2022 [INFOGRAPHIC]

    Some Highlights The housing market is shifting away from the intensity of the past two years. Here’s what experts project for the remainder of 2022. Home prices are forecast to rise more moderately than last year. Mortgage rates will res…

  • Why It’s Still a Sellers’ Market

    As there’s more and more talk about the real estate market cooling off from the peak frenzy it saw during the pandemic, you may be questioning what that means for your plans to sell your house. If you’re thinking of making a move, you s…

  • Buying a Home May Make More Financial Sense Than Renting One

    If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a…

  • 3 Graphs To Show This Isn’t a Housing Bubble

    With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts, you may be wondering what’ll happen next. It’s only natural for concerns to creep in that it could be…

  • Why Are People Moving Today?

    Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wond…

  • Three Reasons To Buy a Home in Today’s Shifting Market [INFOGRAPHIC]

    Some Highlights The housing market is moving away from the frenzy of the past year and it’s opening doors for you if you’re thinking about buying a home. Housing inventory is increasing, which means more options for your search. Plus,…

  • A Real Estate Professional Helps You Separate Fact from Fiction

    If you’re following the news, chances are you’ve seen or heard some headlines about the housing market that don’t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from f…

  • Take Your Big Leap As A Realtor! | Stacy Bennett Ep. 123

    In this episode, Cliff talks with Stacy Bennett. Stacy is a Texas native, raised in and raising her son in Irving; she still calls Irving her home. She is always looking for ways to give back to the community. Stacy is a member of The Sou…

  • Want To Buy a Home? Now May Be the Time.

    There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past fou…

  • A Window of Opportunity for Homebuyers

    Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand…

  • Changing The Way For Commercial Financing | Mitch Ginsberg Ep. 122

    In this episode, Cliff talks with Mitch Ginsberg who is Changing The Way For Commercial Financing. After being exposed to the painful process of obtaining a commercial mortgage, Mitch was determined to create a platform that empowered the b…

  • What’s Causing Ongoing Home Price Appreciation?

    If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected….

  • Great News About Housing Inventory [INFOGRAPHIC]

    Some Highlights Experts say the number of homes for sale is growing this year, and that can have a big impact on your move. If you’re planning to buy, additional options in today’s market may be just what you’ve been waiting for. Mor…

  • Think Home Prices Are Going To Fall? Think Again

    Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housi…

  • Should You Buy a Home with Inflation This High?

    While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also le…

  • Why Pre-Approval Is a Game Changer for Homebuyers

    If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market?

  • Wondering Where You’ll Move if You Sell Your House Today?

    If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. That’s because today’s market is undergoing a shift, and the supply of hom…

  • How To Develop A Bulletproof Mindset | Casanova Brooks Ep. 121

    In this episode, Cliff talks with Casanova Brooks. Casanova is an award-winning entrepreneur, author, high-energy keynote speaker, and real estate professional. Through his battles with adversity in many stages of his life including stage f…

  • Should I Rent or Should I Buy? [INFOGRAPHIC]

    Some Highlights It’s worth considering the many benefits of homeownership before you make the decision to rent or buy a home. When you buy, you can stabilize your housing costs, own a tangible asset, and grow your net worth as you gain e…

  • A True Veteran In Global Real Estate | Michael Valdes Ep. 120

    In this episode, Cliff talks with Michael Valdes. Michael Valdes brings more than 25 years of expertise in global real estate and finance to eXp Realty. Most recently, he was Senior Vice President of Global Servicing for all Realogy Corpora…

  • Housing Experts Say This Isn’t a Bubble

    With so much talk about an economic slowdown, some people are asking if the housing market is heading for a crash like the one in 2008. To really understand what’s happening with real estate today, it’s important to lean on the…

  • Should I Buy a Home Right Now?

    If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make…

  • Expert Housing Market Forecasts for the Second Half of the Year

    The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home? Should I make a move this year? To help answer those questions, let’s tur…

  • The Drop in Mortgage Rates Brings Good News for Homebuyers

    Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers ac…

  • Why Growing Home Equity Is Great News if You Plan To Move [INFOGRAPHIC]

    Some Highlights According to the latest data from CoreLogic, the average homeowner gained $64,000 in home equity over the past 12 months. That much equity can be a game-changer when you move. When you sell, it could be some (if not all) of…

  • What Does an Economic Slowdown Mean for the Housing Market?

    According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order…

  • How Your Equity Can Grow over Time

    It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says:

  • Is Homeownership Still the American Dream?

    Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, home…

  • Happy Independence Day

  • Real Estate Consistently Voted Best Investment [INFOGRAPHIC]

    Some Highlights Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row. Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s…

  • If You’re Selling Your House This Summer, Hiring a Pro Is Critical

    It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real e…

  • Homeownership Could Be in Reach with Down Payment Assistance Programs

    A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home.

  • A Key Opportunity for Homebuyers

    There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intens…

  • Hall of Fame Mortgage Expert | Christopher Myers Ep. 119

    In this episode, Cliff talks with Christopher Myers. He is the Unit Manager and VP of Mortgage Sales with 19 years of experience in all phases of the mortgage industry. He is a 3-time Circle of Excellence Award winner at Countrywide Home Lo…

  • Two Reasons Why Today’s Housing Market Isn’t a Bubble

    You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred…

  • Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]

    Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market…

  • Homeownership Is a Great Hedge Against the Impact of Rising Inflation

    If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB):

  • Things To Avoid After Applying for a Home Loan

    Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few thin…

  • The Average Homeowner Gained $64K in Equity over the Past Year

    If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that…

  • Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans

    Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for ho…

  • Quintessential CFO of eXp Realty | Jeff Whiteside Ep. 118

    In this episode, Cliff talks with Jeff Whiteside. As the Chief Financial & Collaboration Officer, Jeff works closely with Glenn across EXPI and the teams in Realty, finance, technology, marketing, legal, human resources, new business develo…

  • More Listings Are Coming onto the Market [INFOGRAPHIC]

    Some Highlights Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year. Having additional options can make the search for…

  • Home Price Deceleration Doesn’t Mean Home Price Depreciation

    Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with…

  • A Majority of Consumers Say It’s a Good Time To Sell Your House

    If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, a…

  • Is the Housing Market Correcting?

    If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know.

  • Drive, Grit And Being Relentless | Stephanie Gilezan Ep. 117

    In this episode, Cliff talks with Stephanie Gilezan. Gilezan is a successful land developer, owns and operates a real estate team in the top 5% of producers in Kentucky and Indiana, and is the director of growth at eXp Commercial, the comme…

  • More Americans Choose Real Estate as the Best Investment Than Ever Before

    Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selecte…

  • The Top Reasons To Own Your Home [INFOGRAPHIC]

    Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yours…

  • Luxury Homes Are in High Demand

    As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only de…

  • What Are the Best Options for Today’s First-Time Homebuyers?

    If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t…

  • Why the Growing Number of Homes for Sale Is Good for Your Move Up

    Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market i…

  • Quintessential Queen of Philanthro-Journalism and Real Estate! | Candace Evans Ep. 116

    In this episode, Cliff talks with Candace Evans. "Candy" wasn’t born in Texas, but she got here as fast as her Louboutins would take her. A graduate of Columbia University, she broke the news of George W. Bush’s move to Dallas…

  • Why You Need an Expert To Determine the Right Price for Your House

    If your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans. With homes continuing to get multiple offers, this could be your momen…

  • History Proves Recession Doesn’t Equal a Housing Crisis [INFOGRAPHIC]

    Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice – minimally in the early 90s…

  • How Homeownership Impacts You

    June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an invest…

  • Chronicles of a Real Estate Artist and a Modern-Day Renaissance Man | Don Yoakum Ep. 115

    In this episode, Cliff talks with Don Yoakum. Don is an Entrepreneur, business strategist, and mentor. He is a top-producing Realtor and team builder. He applied that knowledge to building his brokerage from ten to 184 agents in twenty-seve…

  • Why Home Loans Today Aren’t What They Were in the Past

    In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.

  • What Does the Rest of the Year Hold for the Housing Market?

    If you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always consider is timing. So, what does the rest of the year hold for the housin…

  • Remember and Honor Those Who Gave All

  • Bright Days Are Ahead When You Move Up This Summer [INFOGRAPHIC]

    Some Highlights Warmer weather and longer days mean summer is almost here. Celebrate by upgrading to the home of your dreams so you can enjoy all the season has to offer. When you list your house, you can capitalize on today’s sellers’…

  • Why Summer Is a Great Time To Buy a Vacation Home

    You may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking a…

  • How Buying or Selling a Home Benefits the Economy and Your Community

    If you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life. But do you know it has a large impact on your community too?

  • Sellers Have an Opportunity with Today’s Home Prices

    As mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appre…

  • Work With a Real Estate Professional if You Want the Best Advice

    Because buying or selling a home is such a big decision in our lives, the need for clear, trustworthy information and guidance is crucial. And while no one can give you perfect advice, when you align yourself with an expert, you’ll get th…

  • Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]

    Some Highlights If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say. Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize…

  • The One Thing Every Homeowner Needs To Know About a Recession

    A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean…

  • How Homeownership Can Bring You Joy

    If you’re trying to decide whether to rent or buy a home, you’re probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, bu…

  • Why Rising Mortgage Rates Push Buyers off the Fence

    If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about h…

  • If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

    In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among…

  • Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]

    Some Highlights If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide. In today’s sellers’ market, buyers have limited options and may be more willing…

  • What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

    While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeown…

  • Are There More Homes Coming to the Market?

    According to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sa…

  • Will Home Prices Fall This Year? Here’s What Experts Say.

    Many people are wondering: will home prices fall this year? Whether you’re a potential homebuyer, seller, or both, the answer to this question matters for you. Let’s break down what’s happening with home prices, where experts say the…

  • How Today’s Mortgage Rates Impact Your Home Purchase

    If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage…

  • Chronicles of a Real Estate Artist and a Modern-Day Renaissance Man | Frank McKinney Ep. 114

    In this episode, Cliff talks with Frank McKinney. Frank is a Real estate artist, bestselling author, philanthro-capitalist, and modern-day Renaissance man. He’s pushed the limits professionally (creating then selling 44 multimillion-dolla…

  • 2022 Housing Market Forecast [INFOGRAPHIC]

    Some Highlights What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead. Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong y…

  • Three Tips for First-Time Homebuyers

    Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering…

  • Your House Could Be Closer to List-Ready Than You Think

    One of the biggest concerns for a homeowner looking to sell is the time they’ll have to put in before listing their house. If that’s the case for you, you should know – your home might be closer to list-ready than you think in today…

  • Things That Could Help You Win a Bidding War on a Home

    With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationw…

  • Make Your Home A Haven! ( D Magazine & Real Producers ) | Holly Haven Ep. 113

    In this episode, Cliff talks with Holly Haven. Holly has worked in various aspects of the real estate business through the years, including roles in training and operations. In 2016 she took an operations role with a startup that offered te…

  • Today’s Home Price Appreciation Is Great News for Existing Homeowners

    If you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand.

  • Give Your Curb Appeal a Boost Before You Sell [INFOGRAPHIC]

    Some Highlights If you’re thinking about selling your house this season, focusing on a few quick and easy updates outside can help your home look its best. 78% of real estate agents polled say poor landscaping affects property values. As…

  • What You Need To Know About Selling in a Sellers’ Market

    Even if you haven’t been following real estate news, you’ve likely heard about the current sellers’ market. That’s because there’s a lot of talk about how strong market conditions are for people who want to sell their houses. But…

  • The Dream of Homeownership Is Worth the Effort

    If you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact…

  • How Homeownership Can Help Shield You from Inflation

    If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put…

  • Is It Enough To Offer Asking Price in Today’s Housing Market?

    If you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they…

  • Myths About Today’s Housing Market [INFOGRAPHIC]

    Some Highlights If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions. Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or r…

  • Why This Housing Market Is Not a Bubble Ready To Pop

    Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream.

  • How To Approach Rising Mortgage Rates as a Buyer

    In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you ma…

  • Why Pre-Approval Is an Important Step for Today’s Homebuyers

    Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your…

  • From Underdog To Undercover Billionaire | Glenn Stearns Ep. 112

    In this episode, Cliff talks with Glenn Stearns. Glenn Stearns is known for his unrivaled track record for turning his vision and passion into reality through hard work, determination, and grit. As a serial entrepreneur and Founder and CEO…

  • Is It Time To Buy a Smaller Home?

    Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved one…

  • What Is Multigenerational Housing? [INFOGRAPHIC]

    Some Highlights If you have additional loved ones coming to live with you but don’t have enough space, it may be time to consider a larger, multigenerational home. Some key benefits of multigenerational living include a combined homebuyi…

  • On the Fence of Whether or Not To Move This Spring? Consider This.

    If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can…

  • Where Are Mortgage Rates Headed?

    There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American:

  • Why a Real Estate Professional Is Key When Selling Your House

    With today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of…

  • Using Your Tax Refund To Achieve Your Homeownership Goals This Year

    If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spri…

  • Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]

    Some Highlights If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity. Your equity grows as you pay down your loan and as your home increases in value. Ove…

  • The Future of Home Price Appreciation and What It Means for You

    Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago.

  • Remote Work Trends Mean Flexibility for First-Time Homebuyers

    Today’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you…

  • What You Need To Budget for When Buying a Home

    When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted profess…

  • Power of Faith and DOING IT SCARED | Rosemary Lewis Ep. 111

    In this episode, Cliff talks with Rosemary Lewis. Rosemary Lewis began her real estate career in 2017 shortly after relocating to North DFW from Chicago. She worked as an elementary school teacher for 14 years but took a leap of faith to be…

  • Balancing Your Wants and Needs as a Homebuyer Today

    Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a…

  • Billionaire Mindset LIVE – April 15, 2022 Invitation [REGISTER NOW!]

    REGISTER HERE: https://2022billionairemindset.eventbrite.com/?aff=youtube We’re hosting an amazing event, and we’d love to see you there! Join us for 2022 Top Producers Growth Summit – Billionaire Mindset, April 15, 2022 at 10:00 AM….

  • It’s Still a Sellers’ Market [INFOGRAPHIC]

    Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. There’s a reason why 72%…

  • How To Raise Your Prices And Enter The Luxury Market | Janie Coffey Ep. 107

    Wanna join the luxury market? Check this video out on How To Raise Your Prices And Enter The Luxury Market. In this episode, Cliff talks with Janie Coffey, who leverages almost three decades of experience in real estate, construction and de…

  • There Are Several Great Reasons To Consider Buying a Condo Today

    If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you.

  • From Dominating NFL To Real Estate Entrepreneur | Terrence Murphy Ep. 110

    In this episode, Cliff talks with Terrence Murphy. Terrence Murphy grew up outside of Tyler, TX in Chapel Hill. After an extremely successful football career at Texas A&M, he graduated Class of 2005 and was drafted in the 2nd round (58th ov…

  • What’s Happening with Mortgage Rates, and Where Will They Go from Here?

    Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago….

  • The Best Week To List Your House Is Just Around the Corner

    Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing mark…

  • A Key To Building Wealth Is Homeownership

    The link between financial security and homeownership is especially important today as inflation rises.  But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of…

  • Teamwork Makes The Dream Work | Andrew Savage & Cameron Michael Ep. 109

    In this episode, Cliff talks with Andrew Savage and Cameron Michael, the Co-owners of Greyfeather Group. The Greyfeather Group is a team of experienced, licensed real estate agents serving the Greater Florence, SC metro area, with a proven…

  • How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC]

    Some Highlights With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control. Energy efficiency can help lower your utility bills and possibly even s…

  • What You Can Expect from the Spring Housing Market

    As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising i…

  • What You Need To Know if You’re Thinking About Building a Home

    If you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider eith…

  • The Many Benefits of Homeownership

    The past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Here’s a look at a few of the non-financial and fin…

  • The Average Homeowner Gained More Than $55K in Equity over the Past Year

    If you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe on the loan. Today, you’re building that equity…

  • Spring Cleaning Checklist for Sellers [INFOGRAPHIC]

    Some Highlights If you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you list. Spend your time on tasks that make it feel inviting, show it’s cared for, and boost your curb appeal…

  • Did Your Dream Home Just Come on the Market?

    For the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com reveals the number of existing homes entering the market has increased for two months in a row (this come…

  • Are You Wondering if This Is the Year To Buy a Home?

    Every year, many renters ask themselves the same question: Should I continue renting, or is it time to buy a home? If you’re a renter, chances are you’ve asked yourself that question at least once, and it’s likely because you’ve fac…

  • Don’t Get Caught Off Guard by Closing Costs

    As a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people understand the need to save for a down payment, a recent survey found 41% of homebuyers were surprised by th…

  • This Spring Presents Sellers with a Golden Opportunity

    If you’re thinking of selling your house this year, timing is crucial. After all, you’ll want to balance getting the most out of the sale of your current home and making the best investment when you buy your next one.

  • Key Terms for Homebuyers [INFOGRAPHIC]

    Some Highlights Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford. Terms like appraisal (what lenders rely on to v…

  • How To Navigate a Market Where Multiple Offers Is the New Normal

    If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you? As a buyer, low housing supply coupled with high buyer demand means you should be prep…

  • Key Factors That Impact Affordability Today

    You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less affordable today than they were over the last two years, but…

  • How Would You Like To Own A Golf Course | Jodi Lutz Ep. 108

    In this episode, Cliff talks with Jodi Lutz. Lutz, a senior portfolio manager for some DFW professional athletes and creator of a million-dollar art supply business, was dabbling in commercial real estate business and real estate investing…

  • How Global Uncertainty Is Impacting Mortgage Rates

    If you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent months, especially since January of this year. And just a few weeks ago, the 30…

  • Why It’s Critical To Price Your House Right

    When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are…

  • Supply and Demand in Today’s Market [INFOGRAPHIC]

    Some Highlights Today’s housing market is the direct result of low supply and high buyer demand. Here’s what that means for you and your plans to buy or sell. For buyers, expect competition, be ready to move fast, and be prepared to su…

  • Are Home Prices Continuing To Rise?

    Many analysts projected home price appreciation would slow dramatically in the fall of 2021 and then continue to soften throughout 2022. So far, that hasn’t happened. The major price indices are all revealing ongoing double-digit price ap…

  • Financial Freedom With Real Estate Investing | Connor Steinbrook of Investor Army Ep. 106

    In this episode, Cliff talks with Connor Steinbrook. CEO of Investor Army, Connor Steinbrook, changed his life in just a few short years investing in real estate. He went from facing bankruptcy to building a successful high-volume dollar…

  • Down Payment Assistance Programs Can Help You Achieve Homeownership

    For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest ste…

  • An Expert Advisor Will Give You the Best Advice in Today’s Market

    Having an experienced guide coaching you through the process of buying or selling a home is important in a normal market – but today’s market is far from normal. As a result, an expert real estate advisor isn’t just good to have by yo…

  • Millennials: Do You Need a Home with More Space?

    If you’re a millennial, homebuying might be top of mind for you. Your generation is the largest group of homebuyers in the market today and has been since 2014, according to the National Association of Realtors (NAR). And while other mill…

  • Collins County Court At Law For Judge | Jimmy Angelino | Cliff’s Notes Ep. 105

    In this episode, Cliff talks with Jimmy Angelino for Judge, a highly respected and decorated Army Veteran. They talk about how performance and trust are correlated and which one is more important. With a heart for service and a dedication t…

  • The Difference Between Renting and Owning [INFOGRAPHIC]

    Some Highlights If you’re deciding whether to rent or buy, consider the many financial benefits that come with owning a home. As a renter, you build your landlord’s wealth and face rising costs. As a homeowner, you build your own net w…

  • The #1 Reason To Sell Your House Today

    Almost every industry is currently struggling with supply chain disruptions. This also applies to the current U.S. housing market, where buyer demand far exceeds housing supply.

  • How Supply and Demand Can Impact Your Buying and Selling Goals

    In today’s housing market, there are far more buyers looking for homes than sellers listing their houses. Based on the concept of supply and demand, this means home prices will naturally rise. Why is that? When there are more people tryin…

  • The Perks of Owning More Than One Home

    Many things have changed over the past couple of years, and real estate is no exception. One impact is an increased desire to own more than one home. According to the recent Luxury Market Report from Luxury Home Marketing:

  • Real Estate Voted the Best Investment Eight Years in a Row

    In an annual Gallup poll, Americans chose real estate as the best long-term investment. And it’s not the first time it’s topped the list, either. Real estate has been on a winning streak for the past eight years, consistently gaining tr…

  • What’s Driving Today’s High Buyer Demand? [INFOGRAPHIC]

    Some Highlights There’s an influx of buyers looking for homes today, and that means your house is in high demand. Here are a few reasons why so many people are looking to buy a home. Buyers are motivated to beat rising mortgage rates, an…

  • 4 Simple Graphs Showing Why This Is Not a Housing Bubble

    A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very differe…

  • What Every New Real Estate Agent Should Know

    Are you a new real estate agent that just got started? This video is for you! Today we will be talking about what every new real estate agent should know, real estate agent how to become one, tips for a new real estate agent advice, and rea…

  • More People Are Planning To Buy a Home Soon

    While some homeowners may be tempted to hold off until spring to list their houses, you should know – homebuyers aren’t waiting. Demand is high today as more people are trying to beat rising mortgage rates. As a result, eager buyers are…

  • What Every Seller Needs To Know About Renovating This Year

    If you’re planning to sell this year, you’re probably thinking about what you’ll need to do to get your house ready to appeal to the most buyers. It’s crucial to work with a trusted real estate professional who knows your local mark…

  • Are You Ready To Fall in Love with Homeownership?

    Financial benefits are always a key aspect of homeownership, but it’s also important to understand that the nonfinancial and personal benefits are why so many people genuinely fall in love with their homes. When you own your home, you lik…

  • How To Win as a Buyer in a Sellers’ Market [INFOGRAPHIC]

    Some Highlights Even in today’s sellers’ market, there are still ways for buyers to win big. Build a team of trusted professionals and make strategic plays as you budget and pick your desired neighborhoods. Then, be ready for the compe…

  • Want Top Dollar for Your House? Now’s the Time To List It.

    When you’re selling any item, you usually want to sell it for the greatest profit possible. That happens when there’s a strong demand and a limited supply for that item. In the real estate market, that time is right now. If you’re thi…

  • The Path To Homeownership Can Be Steeper for Some Americans

    As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long wa…

  • Don’t Let Student Loans Delay Your Homeownership Dreams

    If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home…

  • Consumers Agree: It’s a Good Time To Sell

    In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, a…

  • "The Military Relocation Professional" Matt Smith | Cliff’s Notes Ep. 104

    In this episode, Cliff talks with Matt Smith from the Matt Smith Real Estate Group. He shares his journey about how he went from working in your basement, number 15 in the nation in 4 years, and much more. Matt Smith is a Licensed Real Est…

  • How Remote Work Impacts Your Home Search [INFOGRAPHIC]

    Some Highlights If your workplace is delaying its return to office plans or is allowing permanent work from home options, that may open up new possibilities for your home search. Ongoing remote work could give you the chance for a change i…

  • Millions of Americans Have Discovered the Benefits of Multigenerational Households

    If your needs are changing, you may be thinking about sharing a home with additional loved ones, such as grandparents, adult children, or other extended family members. Whether it’s for financial or health-related circumstances, or simply…

  • The Top Indicator if You Want To Know Where Mortgage Rates Are Heading

    Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22…

  • Why a Move Could Bring You More Happiness This Year

    Over the past two years, we’ve lived through one of the most stressful periods in recent history. Because of the health crisis, many of us have spent more time at home and that’s led us to re-evaluate both what we need in a house and ho…

  • Owning Is More Affordable than Renting in the Majority of the Country

    If you were thinking about buying a home this year, but already pressed pause on your plans due to rising home prices and increasing mortgage rates, there’s something you should consider. According to the latest report from ATTOM Data, ow…

  • The Mindset Of A Real Estate Champion, " Agent DK " | Cliff’s Notes Ep. 103

    Dimitrios Kalogeropoulos, "Agent DK" is a top performing real estate broker from Ottawa, Canada. Son of greek inmigrants, he’s been a go-getter since his teen years, supporting his family and enduring the grind. A natural salesm…

  • Why Your Home Inspection Matters [INFOGRAPHIC]

    Some Highlights Buying a home and wondering if your inspection is necessary? While some buyers may decide to waive their inspection, it’s risky decision. Your home inspection is a crucial step in the homebuying process. It assesses the c…

  • Why Right Now Is a Once-in-a-Lifetime Opportunity for Sellers

    If you’re thinking about selling your house in 2022, you truly have a once-in-a-lifetime opportunity at your fingertips. When selling anything, you always hope for strong demand for the item coupled with a limited supply. That maximizes y…

  • Are You a Homeowner Thinking About Climate Change?

    Americans are more aware than ever of the effects climate change and natural disasters can have on their homes. According to a report from realtor.com:

  • The Next Generation of Homebuyers Is Here

    Many members of Generation Z (Gen Z) are aging into adulthood and deciding whether to rent or buy a home. If you find yourself in this group, it’s important to understand you’re never too young to start thinking about homeownership. The…

  • Why Pre-Approval Is Key for Homebuyers in 2022

    You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices…

  • Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]

    Some Highlights According to a Gallup poll, real estate has been rated the best long-term investment for eight years in a row. Real estate tops the list because you’re not just buying a place to call home – you’re investing in your f…

  • Buyers Want To Know: Why Is Housing Supply Still So Low?

    One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of bu…

  • With Mortgage Rates Climbing, Now’s the Time To Act

    Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shoc…

  • Sellers: Don’t Wait Until Spring To Make Your Move

    As you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want…

  • Achieving the Dream of Homeownership

    Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it…

  • When Is the Right Time To Sell [INFOGRAPHIC]

    Some Highlights If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market. The latest data indicates home showings are rising. There are more buyers th…

  • What’s Going To Happen with Home Prices This Year?

    After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates…

  • Two Ways Homebuyers Can Win in Today’s Market

    If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams…

  • Why Inflation Shouldn’t Stop You from Buying a Home in 2022

    If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all o…

  • Real Estate Professionals Are Experts at Keeping You Safe When You Sell

    If you’re on the fence about whether or not you want to sell your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic.

  • How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]

    Some Highlights If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready t…

  • There Won’t Be a Wave of Foreclosures in the Housing Market

    When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program en…

  • Why Waiting To Sell Your House Could Cost You a Small Fortune

    Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much diffe…

  • Avoid the Rental Trap in 2022

    Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022.

  • How Much Do You Need for Your Down Payment?

    As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?

  • Here’s to a Wonderful 2022!

  • Why Selling Your House with a Real Estate Professional Is Essential

    Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need.

  • Expert Insights on the 2022 Housing Market

    As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the ex…

  • 5 Tips for Making Your Best Offer on a Home

    As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition.

  • Key Things To Avoid After Applying for a Mortgage

    Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purch…

  • Thank You for All of Your Support

  • When a House Becomes a Home

    It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important.

  • The Perks of Putting 20% Down on a Home

    If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the purchase price, or could you put down less? While there are lower down payment programs available that allow qu…

  • The Average Homeowner Gained $56,700 in Equity over the Past Year

    When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a ho…

  • Homebuyers: Be Ready To Act This Winter

    To succeed as a buyer in today’s market, it’s important to understand which market trends will have the greatest impact on your home search. Danielle Hale, Chief Economist at realtor.com, says there are two factors every buyer should ke…

  • One of Most Influential Real Estate Agents in North America, Brian Moses | Cliff’s Notes Ep. 102

    Brian Moses, has operated, built, bought and sold companies and having spent his illustrious career as an independent business owner, professional speaker, coach and sales consultant. Brian’s has been ranked in the Top 10 for a major Rea…

  • 2022 Housing Market Forecast [INFOGRAPHIC]

    Some Highlights What does the coming year hold for the housing market? Here’s what experts project for 2022. Mortgage rates are projected to rise and so are home prices. Experts are forecasting buyer demand will remain strong as people t…

  • Homebuyers Are Going on a Shopping Spree This Winter

    Black Friday and Cyber Monday are over, which means some shoppers have wrapped up their holiday buying. But there’s still a group of buyers that are very active this holiday season – homebuyers.

  • What Everyone Wants To Know: Will Home Prices Decline in 2022?

    If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forwa…

  • Advice for First-Generation Homebuyers

    The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extend…

  • If You Think the Housing Market Will Slow This Winter, Think Again.

    From the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home. According to the experts, buyers are making moves right now, creating an unseasonabl…

  • #1 Social Media Realtor in Michigan, GOGO BETHKE | Cliff’s Notes Ep. 101

    In 2003 Gogo came from Romania with $200 to the US to build her American dream. She started in Real Estate in 2011; she had no SOI, no experience, barely spoke English, and had $6 to her name. That was when she started to build her business…

  • A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC]

    Some Highlights It’s no secret that we love our furry friends – about 70% of U.S. households have pets. What may come as a surprise is how large a role they play in the homebuying process. Americans spend $1,163 a year on their pet…

  • Two Reasons Why Waiting To Buy a Home Will Cost You

    If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a h…

  • Struggling To Find a Home To Buy? New Construction May Be an Option.

    There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll g…

  • Why It Just Became Much Easier To Buy a Home

    Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that com…

  • Win When You Sell (And When You Move)

    If you’re trying to decide when to sell your house, there may not be a better time than this winter. Selling this season means you can take advantage of today’s strong sellers’ market when you make a move.

  • Real Estate Heavyweight Champ Dave Collins | Cliff’s Notes Ep. 100

    Dave Collins is a real estate heavyweight champion. His resume is dotted with impressive titles at reputable companies such as LendingTree and Realogy. Two years ago, while in a COO position with a Realogy brand, he was faced with a decisio…

  • A Checklist for Selling Your House This Winter [INFOGRAPHIC]

    Some Highlights If you’re planning to sell your house this winter, you’ll want it to look its best inside and out. Take the time and focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. Let’s conne…

  • Tips for Single Homebuyers: How To Make Your Dream a Reality

    If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from Freddie Mac shows 28% of all households (36.1 million) are sole-pers…

  • The Baja Race 2021 Mexican Off-Road Motorsport Race! | | Cliff’s Notes Ep. 99

    The Baja 1000 is an off-road endurance race held on the Baja California Peninsula, Mexico. This race is sanctioned by the International Off-Road Racing Association (IORA) and takes place on a course that stretches to nearly and includes ext…

  • How To Think Strategically as a Buyer in Today’s Market

    The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game.

  • Home Is Where the Heart Is More than Ever This Year

    There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve liv…

  • Why Now Is a Great Time To Sell Your House

    As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to m…

  • Reasons To Hire a Real Estate Professional [INFOGRAPHIC]

    Some Highlights Whether you’re buying or selling, there are many perks that come from working with a real estate advisor. Real estate professionals are experts at navigating all aspects of the buying and selling process, including negoti…

  • Thank You for Your Support

  • How Smart Buyers Are Approaching Rising Mortgage Rates

    Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022:

  • Don’t Believe Everything You Read: The Truth Many Headlines Overlook

    There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise.

  • 4 Ways Homeowners Can Use Their Equity

    Your equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity Insights Report from CoreLogic, homeowners gained an aver…

  • The Ultimate Realtor | Rich Tomasini | Cliff’s Notes Ep. 98

    In 23 years in the real estate business, Rich has performed as an appraiser for 7 years, flipped $30 million as an investor moonlighting on nights and weekends, and ran the second biggest team in North Carolina for Remax. In 2017, he merged…

  • Quintessential Real Estate Expert $4.5 Million Transactions | Andre Polk | Cliff’s Notes Ep. 97

    It’s time for a CHECK-UP FROM THE NECK UP with Quintessential Real Estate Expert | Andre Polk. NO LONGER the most recent addition to the powerhouse Cliff Freeman Group, Andre Polk will amaze you with not only his background, knowledge, and…

  • The Franklin Team’s, Andrew Franklin | Cliff’s Notes Ep. 96

    LIVE ON CLIFF’S NOTES TODAY @ 1:00PM CST ANDREW FRANKLIN Andrew is a graduate of Washington & Lee University. Before joining The Franklin Team (one of the top residential real estate teams in the country), Andrew worked in investment ban…

  • Superstar Agent Victor M Ayala Otero | Cliff’s Notes Ep. 94

    Need help implementing all this? Request a Free Strategy Call: https://careers.theclifffreemangroup.com/strategy-call/ Are you confused and don’t know where to start? Come to my 3-hour business planning workshop: https://careers.theclifffr…

  • Legendary sales trainer, Tom Hopkins | Cliff’s Notes Ep. 95

    Legendary sales trainer, Tom Hopkins, has been building sales champions around the world in a wide range of industries since 1976. He has personally trained over five million sales pros at seminars, conventions and events. His books on “h…

  • Superstar Agent Alex Armstrong | Cliff Notes Ep. 93

    LIVE ON CLIFF’S NOTES THURSDAY @ 1:00PM CDT ⭐️⭐️⭐️ALEX ARMSTRONG⭐️⭐️⭐⭐️ As a former two-sport college athlete with a proven resume in the corporate sales world. Alex knows what it takes to help those around…

  • TINA & KEVIN CAUL | Cliff’s Notes | Cliff’s Notes Ep. 92

    LIVE ON CLIFF’S NOTES Today @ 1:00PM CDT TINA & KEVIN CAUL Tina and her husband Kevin Caul founded their brokerage, Caul Group Residential in 2009. Reared in Detroit, MI for the first 30 years of life and then moving South in search o…

  • Early October is the Sweet Spot for Buyers

    Are you looking to buy a home? If so, we’ve got good news for you.

  • If You’re a Buyer, Is Offering Asking Price Enough?

    In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can o…

  • It’s Still a Sellers’ Market [INFOGRAPHIC]

    Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of p…

  • Two Reasons Why Waiting a Year To Buy Could Cost You

    If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home.

  • Is a 20% Down Payment Really Necessary To Purchase a Home?

    There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half…

  • Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?

    A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation an…

  • Is It Time To Move on to a New Home?

    If you’ve been in your home for longer than five years, you’re not alone. According to recent data from First American, homeowners are staying put much longer than historical averages (see graph below):

  • Have You Ever Seen a Housing Market Like This? [INFOGRAPHIC]

    Some Highlights Whether you’re buying or selling – today’s housing market has plenty of good news to go around. Buyers can take advantage of today’s mortgage rates to escape rising rents and keep monthly payments affordable. Se…

  • Is the Number of Homes for Sale Finally Growing?

    An important metric in today’s residential real estate market is the number of homes available for sale. The shortage of available housing inventory is the major reason for the double-digit price appreciation we’ve seen in each of the l…

  • 5 Tips for Making Your Best Offer

    In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every adva…

  • The Truth About Today’s Buyer Demand

    When it comes to the latest news in real estate, there are a lot of sensational headlines in the media. In times like this, when it can be hard to know what to believe, put your trust in the experts. Those of us in the housing market respec…

  • Why It’s Still Safe To Sell Your Home

    If you’re on the fence about whether or not you want to sell your house this year, there’s good news. Real estate professionals are highly experienced in how to sell houses safely during the pandemic. Over the last year, agents have ado…

  • #1 International Best Selling Author, Glenn Bill | Cliff’s Notes Ep. 91

    LIVE ON CLIFF’S NOTES THURSDAY @ 1:00PM CDT GLENN BILL People will always do more for others than they will for themselves, especially if it is another person sharing a common vision.” Glenn Bill, the host of the Get Attitude Podcast(G…

  • Fact or Fiction: Homebuyer Edition [INFOGRAPHIC]

    Some Highlights When it comes to the current housing market, there are multiple misconceptions – from what the current supply of available homes looks like to how much houses are selling for. It takes professionals who study expert opini…

  • THE MAN, THE MYTH, THE LEGEND, Pete Middleton | Cliff’s Notes Ep. 89

    Thursday Live on Cliff’s Notes PETE KNOWS REAL ESTATE THE MAN, THE MYTH, THE LEGEND PETE MIDDLETON “My goal is to make a difference in the lives of those I cross paths with, in my personal life and professional life. Helping others i…

  • Broker & Owner of The Jana Caudill Team, Jana Caudill | Cliff’s Notes Episode 90

    Jana is the Broker and Owner of The Jana Caudill Team Brokered by eXp Realty, serving Northwest Indiana and Chicagoland, and The Jana Caudill Team serving the Naples and Southwest Florida areas. Jana is the top-selling agent in Northwest In…

  • What To Do with Your Vacation Home as Summer Ends

    As summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it’s something you may want to consider. According to research from the National Association of Realtors (NAR), va…

  • What Do Experts Say About Today’s Mortgage Rates?

    Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison.

  • Options for First-Time Homebuyers [INFOGRAPHIC]

    Some Highlights With a housing market this competitive, sometimes you have to think outside the box. Work with your trusted real estate advisors to do things like assess your budget, expand your search radius, look into other options, and…

  • More Young People Are Buying Homes

    There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief.

  • Real Estate: It’s Still a Lack of Supply, Not a Lack of Demand

    One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense. Some claim rapidly rising home prices are impacting demand and, by extension, leading to the rece…

  • What Does Being in a Sellers’ Market Mean?

    Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious sellers’ market. But what does that really mean? And why are conditions today so good for people who want…

  • A Look at Home Price Appreciation and What It Means for Sellers

    When you hear the phrase home price appreciation, what does it mean to you? Through context clues alone, chances are you know it has to do with rising home prices. And as a seller, you know rising home prices are good news for your potentia…

  • Andrew Morgan and Clifford Blanquicet | Cliff Notes Episode 88

    LIVE FROM LINCOLN CENTER IN DALLAS TEXAS THIS THURSDAY @ 1:00PM CST Andrew and Clifford partnered in 2019 to create the independent residential brokerage, BLANQ MOR Real Estate Group servicing the Greater Charlotte and Lake Norman areas o…

  • Sellers Are in a Sweet Spot [INFOGRAPHIC]

    Some Highlights In today’s sellers’ market, you’re set up to win big when you list your house. That’s because homes are selling fast, receiving 4.4 offers on average and often selling above the asking price. Then, when you buy your…

  • The Best Use of Time (and Money) When It Comes to Renovations

    In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market con…

  • Are Houses Less Affordable Than They Were in Past Decades?

    There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a home today than it was a year ago. However, it’s important to give this trend context. Is it less expen…

  • Superstar Agent Justin Ford | Cliff’s Notes Ep. 87

    LIVE ON CLIFF’S NOTES THURSDAY AT 1:00PM CDT JUSTIN FORD Hear Justin’s POWERFUL Story from Pain to Redemption to Top Agent selling over $30 million in 2020! High School Dropout, turned to Drugs, Alcohol, and Crime. Turned himself around…

  • Scholar, Coach & Friend Gary De Rodriguez | Cliff’s Notes Ep. 86

    THURSDAY JULY 29 ON LIVE ON CLIFF’S NOTES DON’T MISS THE ONE AND ONLY Gary De Rodriguez I AM SUPER STOKED TO HAVE THIS AMAZING SCHOLAR, COACH, AND FRIEND ON THE SHOW!!!!! Recognized as an internationally acclaimed expert in the science of…

  • Superstar Agent Mary Murphy | Cliff’s Notes Ep. 86

    LIVE @1:00 CDT TODAY ON CLIFF’S NOTES Mary Murphy Mary received her Elementary and Early Childhood Education Degree from Widener University. After teaching Special Education Pre- Kindergarten for several years, she decided to take a brea…

  • Gusty Gulas, Birmingham’s #1 Team Gusty Gulas Group | Cliff’s Notes Ep.84

    LIVE @1:00 CDT TODAY ON CLIFF’S NOTES GUSTY GULAS Gusty Gulas is the Team Leader of the Gusty Gulas Group, Birmingham’s #1 Team in Homes Sold since 2012. The Team is endorsed by Birmingham Mountain Radio’s Reg and Will, 102.5 The Bull’s D…

  • Superstar Agent AJ Mida | Cliffs Notes Ep.83

    LIVE TODAY at 1:00 CDT ON CLIFF’S NOTES!!! AJ Mida AJ has an incredible track record in selling real estate and coaching some of the top agents in North America! He began his career by moving to a brand new city without knowing anyone and…

  • Amy Weaver, Regional Vice President, Growth-East at eXp Realty | Cliff’s Notes Ep. 82

    Today on Cliff Notes, Cliff sits down with Amy Weaver, Regional Vice President, Growth-East at eXp Realty. Amy has a past career as a Physical Therapist and Got into real estate in 2013 (KW). Amy built a team of 5 and was on the leadership…

  • CHUCK FAZIO On DAVE RAMSEY Conundrum | Cliffs Notes Ep. 81

    CHUCK FAZIO joins C2 and C3 for an important analysis of DAVE RAMSEY’s Conundrum With The eXp Business Model. Catch this Special Edition as we pull back the curtains and look into Mr. Ramsey’s decision to remove and exclude eXp agents from…

  • Marketing Guru & Coach to The Stars Frank Klesitz | Cliffs Notes Ep. 80

    Marketing Guru and Coach to the Stars Frank Klesitz Frank is the CEO and co-founder of Vyral Marketing, an Omaha, NE-based Inc. 5000 awarded advertising agency for entrepreneurs in professional services, leading 65 employees to help 500+…

  • Agent, Author, and Coach, Alex Piech | Cliffs Notes Ep. 79

    Meet Agent, Author, and Coach Alex Piech began his Real Estate career in 2003, at the age of 20 years old. He became a licensed Realtor while attending Western Connecticut State University where he received a bachelor’s degree in Busines…

  • Vice President of eXponential Growth, Chris Bear | Cliffs Notes Ep. 78

    Chris Bear is Vice President of eXponential Growth at eXp Realty and is responsible for driving company growth and leading the transition process for brokerages and mega teams joining eXp. Chris oversees agent attraction training efforts,…

  • Sandbar Estates Developer, Paul Earnhart | Cliffs Notes Ep. 77

    Sandbar Estates on South Padre Island is an 11-acre development that spans from Highway 100 to the Gulf of Mexico. It is an exclusive, gated community offering 15 proposed luxury, gulf-front homes for sale. One homesite is 75-feet wide and…

  • The Man Himself, Curtis Johnson! | Cliffs Notes Ep. 76

    W-O-W IT’S FINALLY HERE! Join C2 and C3 ‘ May 6 1:00 ! , . ! Curtis has built a dominant local real estate network, as well as contributed to growing his nearly 4,000 eXp Realty partners in 45 States … three…

  • Andre Polk, The Quintessential Real Estate Expert | Cliffs Notes Ep. 75

    1:00 PM CST THURSDAY LIVE ON CLIFF’S NOTES It’s time for a CHECK-UP FROM THE NECK UP with QUINTESSENTIAL REAL ESTATE EXPERT ANDRE POLK. NO LONGER the most recent addition to the powerhouse Cliff Freeman Group, Andre Polk will amaze you with…

  • Real Estate Agent & Highly Sought-After Coach & Mentor, John Tsai | Cliffs Notes Ep. 74

    www.TheJohnTsaiGroup.com Tune in for our update with Vancouver Canada’s Rockstar Agent! John Tsai crushes his real estate business and is a highly sought-after coach and mentor. His celebrity status is exceeded only by his humble heart….

Success Stories

Patricia Kiteke – Victoria, BC

I’ve been working with Cliff for the past 4 years and he has consistently helped me double my business every year, from $125,000 in GCI my first year to over $1 million this past year. I now have a team of 5 agents with an Inside Sales Agent, and my goal is to hit $2 million GCI for 2021!

Lars Hedenborg, Real Estate B School – Charlotte, NC

I started working with Cliff in 2010 and he helped me build the foundation to grow my team to the #1 spot in Charlotte. Ten years later, Cliff and I became business partners and we are helping build the fastest growing real estate brokerage in history, eXp Realty…

Chris Bear, Former Vice President of Growth and Expansion, eXp Realty – Melbourne, FL

Cliff and I met when he started coaching my team in 2015. Within two years, he helped grow our team from $40 million in Sales to over $120 million. We are now business partners and I am no longer in production, and enjoy a 6 figure yearly passive income stream thanks to Cliff!

Chuck Fazio – Chandler, AZ

After merging my $1B independent brokerage (the largest in the US) with eXp, I’ve joined forces with Cliff’s Wealth 360 program. I’m using MegaeXpansion Success Training for all of my new agents and it’s the best online training solution in the business! Cliff is a master at creating wealth and sharpens you, like iron sharpens iron.

This Way Home.